首页 / 法律问答 / 我觉得我老板盗用了我的身份。我的信用报告上多了两张信用卡，总共欠了大约 15000 美元。我的信用评分从 805 直接掉到了 550。我找他对质的时候，他还给我开了个处分。

我觉得我老板盗用了我的身份。我的信用报告上多了两张信用卡，总共欠了大约 15000 美元。我的信用评分从 805 直接掉到了 550。我找他对质的时候，他还给我开了个处分。

商业律师 4 回答

Okay, so I'm pretty sure my boss stole my identity. Two new credit cards popped up on my credit report with a $15,000 balance, and my credit score tanked from 805 to 550. When I confronted him, I got written up. I work at a small business, maybe 50 of us. The owner's been stressed about money for the last six months. We went from profitable to slightly unprofitable recently. Back in January, we had a really bad month. Turns out, those credit cards were opened in February and maxed out by March. Last week, my boss was out, and a coworker grabbed the mail. There was a Discover bill with my name on it, but addressed to the company at the boss's suite. It said I owed over $10,000 and was two months late. I called Discover, and they sent me the charges – all to my company. Someone ordered a card in my name and "paid" my company about $10,000 from it in early March. I was furious and disputed everything. Then I checked my credit report and found another card with a $5,000 balance, opened around the same time. Same thing – charges to the company. I'm pretty sure it's my boss because he has my social security number and the cards were sent to his suite. Turns out, two other people in my workgroup had their identities stolen in January too! Last Wednesday, I confronted my boss. He denied everything, saying someone probably found my work address on LinkedIn. He also told me to wait 120 days before disputing anything, which seemed fishy. I ignored him and disputed everything that day. On Monday, he asked if there were any updates on my credit. When I said I disputed everything, he got angry, saying "So it was you who caused the holds!". Turns out, the company's credit card merchant account is now on hold for fraud. Then, I got two written reprimands – one for lower sales and another because a customer canceled their subscription. I'm not sure what to do next. I feel like I'm about to be fired. I'm also worried about those credit card accounts. **Update:** I got fired last Friday after three more reprimands. I went to the police after the first incident. Turns out, four other employees had their identities stolen too. We all went to the police, and a detective showed up at the office last Monday. On Tuesday, someone who looked like an attorney spent the day in the boss's suite. On Friday, I was fired, and a dozen others were laid off, including the other identity theft victims. I'm going to take a month to relax before finding a new job. One of the fraudulent accounts is already off my credit report, and I expect the other one to be removed soon. It sounds like the same is happening for my coworkers. I hope my old boss gets what he deserves. I'll file for unemployment, even though I know he'll fight it. I'll also keep checking my credit daily. **Additional Information:** I was the only one *terminated*, everyone else was *laid off*. I can't wait to testify against him.

#身份盗用 #信用报告 #劳务纠纷 #欺诈指控 #刑事诉讼

回答次数 (4)

# 4

It was a mistake to confront the boss about it. There was no reasonable expectation he could give. It would have been better to go directly to the credit card company and then to the police. If she never told her boss about it, he couldn't have ever talked to her about it without revealing that he knew about it.

Ultimately it's a moot point. Either way, she'd be out of a job. It's unlikely this small business will survive financial insolvency plus fraud charges. At least this way, OP has grounds for filing unemployment and also a relatiation lawsuit.

# 3

Can someone explain how you can open a credit card in someone’s else’s name? I see this all the time on reddit, usually parents opening cards in their kids names, and I’m baffled by it. Here you need to be 18, provide 100 points of ID which is usually 3 forms including one with a photo and signature and you have to sign the paperwork with a matching signature. You can only open a line of credit in your own name and have to jump through hoops to prove who you are. It’s insane to me how easy it seems to be to just use someone else’s name to get money and fuck them over.

# 2

So if I understand the logic of the boss correctly:

1) Expected OP to believe some fraudster randomly found the OP's personal and company information on LinkedIn.

2) Used that information to open a credit card in OP's name and paid $10,000 to a company that the fraudster knew nothing about before stumbling across it on LinkedIn, rather than using it for his or her own benefit.

3) Despite openly acknowledging it's fraudulent, Boss expected the OP not to dispute the charges for 120 days.

4) Then thought it was a good idea to fire the OP for disputing the obviously fraudulent charges...

The level of stupidity is mind boggling.

# 1

Someone you know steals your identity and takes out $15k of credit in your name and you talk to several other people you work with who have also had the same thing happen to them by the same person and you have two full on conversations about the crime with the person fucking you over - but you have to go to Reddit to be told to go to the police?

In fact, none of them went to the police until after Reddit said to. And the moron boss had the fraudulent card statements sent to the office.

The sheer dearth of any kind of rational thought on display here is staggering. No wonder the business is failing. I need to lay down before I have an aneurysm.