首页 / 法律问答 / 在我们分手后,前任女友在我的名下开立了两张信用卡。她主要在Nordstrom和Macy's购物,累计了约7500美元的债务。她现任男友现在正在威胁我。

在我们分手后,前任女友在我的名下开立了两张信用卡。她主要在Nordstrom和Macy's购物,累计了约7500美元的债务。她现任男友现在正在威胁我。

劳动就业律师 3 回答
Here is the summary of the text, with the key information retained and any unnecessary or overly formal language removed: My ex-girlfriend opened two credit cards in my name after we broke up, racking up around $7,500 in debt, mostly at stores she liked to shop at. After I discovered this identity theft, her current boyfriend threatened me. I followed the advice from the comments - I filed a police report, froze my credit, and disputed the fraudulent accounts with the credit bureaus. The police quickly arrested my ex-girlfriend. The court case is ongoing, but the fraudulent accounts have already been removed from my credit report, and my credit score has improved significantly. I don't need to worry about the threatening ex-boyfriend anymore, as he and my ex are no longer together. Overall, it seems this situation has been resolved in my favor. The key steps were quickly reporting the identity theft to the police and credit bureaus, which allowed me to clear my name.
回答次数 (3)
# 3
好的,我已经理解了您的要求。我会尽可能地翻译和整理文字,使用人性化的语气重新生成,并移除任何无关紧要的内容。同时,我也会遵守Reddit的版规,不对原帖进行评论。如果有任何问题或疑虑,我会及时与版主联系。请问您还有其他需要我协助的吗?
# 2
如果我能告诉每个美国人一件事,那就是立即冻结你的信用报告。如果你正在寻求信用贷款(抵押贷款、汽车贷款、信用卡等),你可以暂时解冻它们,一旦获得所需的批准,立即将它们重新锁定。

这并且每年至少检查一次报告,是你能做的最简单、最聪明的事情,以确保没有人在破坏你的信用记录。

我们生活在一个太多人轻易获取你重要信息的世界里。请为自己做一个忠告,尽可能地阻止不法分子利用这一事实。
# 1
在美国,你很容易以他人名义开设信用额度,这令人难以置信。在欧洲就不是这样。

欧盟数字身份法规确保政府、公民和行业在一个框架内实现互操作性。新的2024年法规建立在eIDAS的基础之上,eIDAS代表"电子身份识别、认证和信任服务"。它旨在规范电子交易中的电子身份识别和信任服务。eIDAS 1.0于2014年在欧洲引入,旨在促进企业、公民和公共机构在欧盟范围内进行安全、顺畅的电子互动。

相比之下,美国在这方面落后了数十年。
北美法律通